Reinsurance Strategy & Wealth‑Building

Dealer‑Owned Reinsurance is one of the most powerful wealth‑building tools available to automotive dealers today.

Instead of sending all F&I profits to an outside administrator or OEM program, a dealer can own their own reinsurance company and capture the underwriting profit, investment income, and long‑term financial growth generated by the products they already sell every day.

In simple terms: You keep the profit instead of giving it away.

The Merit Group helps dealers maximize the financial potential of their reinsurance programs through:

  • Full reinsurance program evaluations
  • Regular performance reviews and profitability analysis
  • Customized wealth‑building strategies
  • Transparent reporting and ongoing guidance

Whether you’re starting fresh or optimizing an existing structure, we ensure your reinsurance is working for you, not on autopilot.

Products

Vehicle Service Contracts
GAP Protection
Ancillary Suite
Reinsurance Strategy & Wealth‑Building

Services

F&I Training & Certification
Management Recruiting
Sales & Leadership Development
Dedicated Dealership Support
Dealership Compliance Training 
Reinsurance Evaluation